Credit Repair

How do i get credit?

THE LAW IS ON YOUR SIDE.


Federal laws allow the dispute of items on your credit reports.

You as a consumer, have the right to seek assistance with this process. At times we all ask the question, How do i get credit. We understand the system and can save you time and money. Our services handle all the work for you and ensure your credit reports are free of mistakes, false negatives, identity theft and inaccuracies which will lead to higher credit scores and better borrowing opportunities.

Free Credit Analysis

(Fill out this quick form and a certified credit specialist will call you back right away to discuss your credit and answer your questions. There is absolutely no obligation and the call is confidential.)

CREDIT REPAIR - Free Credit Analysis Form


 

CREDITOR INTERVENTIONS:
Based on the responses from the bureaus; typically we draft up to 15 dispute letters and mail to creditors, collection agencies or any other furnisher that reported the information. Interventions include validation demands, goodwill letters, disputes and information requests. This is a time consuming and expensive process that most “credit repair” companies do not bother with however; we feel it is absolutely necessary.

RESULTS:
You will receive updated credit reports approximately 30 to 45 days later; individually from each of the 3 credit bureaus. You may upload to your online account, email, fax or mail the correspondence received in response to our disputes. We will review the responses, transfer the results into your online account and determine what is the next course of action will be.

REVIEW:
Based on your individual situation, previous correspondence, results and responses from all parties involved in previous disputes, we will determine the appropriate course of action and continue attempting to correct your credit reports. In most circumstances the process starts over by disputing with the credit bureaus, only more aggressively. Creditors, debt collectors and bureaus are usually resistant to conform to the law. It takes persistance and expertise to root out the inaccuracies and violations committed.

REPEAT:
The process is repeated, tenaciously with persistence until your credit file is completely accurate and free of mistakes, duplicates and false negatives. During the process at any time, we encourage you to call us to discuss special requests such as settlement offers for recent debts that have been deemed accurate and to discuss possible credit building optimization. When we have corrected everything believed to be inaccurate, outdated, questionable or unverifiable, our service department will contact you to close your account.

SIT BACK AND RELAX:
We do all of the work and will be behind the scenes working hard to improve your credit. You will be issued login credentials granting you access to your own secure client portal where you can communicate, track progress and upload documents 24 hours a day, 7 days a week. The credit improvement cycle will repeat until your credit is fully restored. The credit bureaus can be extremely stubborn but our experience has shown that a bit of persistence and pressure can often bring resolution to even the most complicated credit problems.

CONGRATULATIONS!
You have taken the first step towards a positive financial future.
Everyone does not qualify for our program so we would like to know more about your credit and your goals. You will find that the level of attention and quality of service we provide is impossible to find elsewhere. Our goal is to impress you before, during and even after you complete our program.

Fill out the form to your right and a credit coach will contact you to discuss your situation at no charge.

During this free consultation, we will identify your problems and make recommendations that fit your unique situation. If do not qualify for our program, at the very least we will do our best to point you in the right direction.  Now you will never have to ask yourself again, how do i get credit!